What is net Banking? Internet Banking Information In Simple Word

In today's time, online banking allows you to do all of the facilities in the house sitting through the Internet, which can help you easily make money transfers (fund transfer), third-party payments etc. at home. You can use the banking facility easily through the Internet on your mobile or computer. We call net banking because it allows us to use a banking facility with the help of the Internet. In today's article, we tell you what internet banking is get can get internet banking information associated with it.

What Is Net Banking?

NET banking is a facility provided by the bank in which people are able to use all the bank's facilities via the Internet on their computer or mobile by sitting at home. The Net banking is also called the Online banking.

In the simple word, We call It net banking (Internet banking or online banking) because it allows us to use a banking facility with the help of the Internet. With Internet banking, you can check your account balance and also make a transaction.

What facility can you access with internet banking?

You can get lots of banking facility by using internet banking. What you can do using internet banking is mentioned below so please read it.

• You can check your bank account balance by net banking.
• Account activity you can check and account summary (Credit/Tax) Debit) can also be seen.
• You can Transfer your money to any Beneficiary account of any bank.
• The new Beneficiary account can add and transfer money to that account.
• You can set any date that comes forward for money transfer. On that day, money will be automatically transferred to that account.
• You Can also do online bill payments and any kind of service payments.
• The statement of your account can be downloaded in the PDF format.
• NET banking can change the login password and transaction password.
• NET banking can help you make shopping online.
• To make online payment anywhere on any website, you can use your net banking on the go payment.
• With net banking, you can open a fixed deposit or recurring deposit account.

How to start net banking?

Now you know what the net banking is and will be thinking about how to start it. To start Internet banking, you have to follow the steps below.

• First, you have to have a bank account and if not, open the account to use it.
• Now you need to update the email id and mobile number on the account by going to your branch to enable Internet banking to be active.
• You get a net banking kit from the bank by going to the branch, and you can fill in the net banking form with the user ID and password. Some can make calls to the bank's customer care apply for net banking such as PNB and In few days net banking kits come to your branch so you go there and collect it.
• Using the UserID and password provided in the Net banking kit you can now log in your bank's website or app and take advantage of the features of internet banking.

Tips for making net banking safe use

When using internet banking, you should take care of some of the things you can do to keep your account secure.

• Change regularly your account login password and transaction password.
• Do not share your bank account login details with anyone. The bank never asks you about any phone or email details.
• Do not log in your net baking bank account from a public computer such as a cyber café or an organization computer.
• Use antivirus in your computer.